LinesPay's Smart Deduction feature is able to dynamically deduct the required loan portion automatically from the salary of concern.
Create both single and multi-instalment loans while specifying a minimal return percentage. Easily manage your loans within one central hub.
Create loads based on individual salary figures. Easily issue loans using a fixed percentage deposit, as required by the employee.
Loans provided by your company can be individually configured to include interest, along with a minimal percentage deposit based on the loan amount.
Following the international standard, LinesPay's system can generate a variety of different loans, including an EMI Loan Feature.
Account handling for receivable and payable loans can be easily managed from one central place. LinesPay can even issue loans on your behalf when configured.
The Smart Loans provide the legal requirement of multi-layer approval for each loan. You can assign different approval levels to senior members of staff with ease, ensuring loan security.
Reshape your payment schedule from within the LinesPay system, easily adjusting the repayment time period for each employee loan. Create multiple payment procedures for quicker and easier repayments, this will automatically adjust deduction figures for you.
Stay up to date with each and every loan within your organization, with a dashboard overview of each loan status. View a summary of each loan including the date of loan issue, current loan status, and balance.
Summary reports provide an in-depth outlook of multiple loans currently active. Easily view the current loan schedule, along with the schedule type, total and interest percentage
The Loan Summary Report generates all the information, ordering according to loan type and employee information. Easy oversight of loan payment processes, payment method, and the total amount of each loan.
Get every update and status of all loans quickly via the advanced reporting features. This reporting makes analysis simple, informing you of the status of each loan. Pending, registered and verified loans can be viewed with ease.
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